About Us

We work for you, our client, to maximize your return

Pender & Associates is a CPA accounting practice leading the way in providing personalised professional services without the cost of the large city firms.

Our Principal, Tom Pender, established Pender & Associates in 1995 to help businesses and individuals manage both their taxation and business needs. Since its inception the firm has gained a reputation for providing practical solutions for clients in a wide range of areas. It may sound like a cliché however no problem is ever to large or small and neither is a client. Whether you are an individual wage earner, an international student, a small business owner, or larger corporate we can assist with the solutions.


We have an extensive network of people that we work with and we provide a broad range of services ranging from the traditional tax and accounting services to assistance in wealth creation and management consulting. We pride ourselves on exceptional client services and the continuing strong and successful relationship with our clients.

We understand that while these may be large complex matters to address the “little things” matte like answering and returning emails and phone calls in a timely manner. It is this commitment to excellent service that helps our clients returning and results in a high referral rate of their friends and associates. If we can’t assist you directly we draw on the knowledge of our trusted network partners to ensure you receive the right advice and correct solution.

Pender & Associates delivers great service, particularly in taxation, accounting, bookkeeping, and a variety of other areas. To residents of Dandenong, Braeside, Cranbourne, Frankston, Mornington Peninsula, and other surrounding suburbs.

Our Testimonials


From the bottom of our hearts and the depths of our souls thankyou for helping us with our SMSF mess up and getting us back on track.

Greg & Trish

I had a chat with Mike early in the week and took on board your advice and overall it went very well. Thanks for having my back.

Rob J

Tom Pender is a very knowledgeable accountant and he has help my business for over 20 years. If you need expert advice, talk to Pender’s

Jim Byrne


Free 30 min Initial Consultation